Coinbase Commerce alternative after the Commerce sunset
Coinbase Commerce portal closed after March 31, 2026, with migration toward Coinbase Business per their public pages, checked October 2026. CXPay targets merchants who want non-custodial wallet payout without a US business bank requirement.
Commerce migration context
If you relied on Coinbase Commerce hosted buttons, validate your new Coinbase Business eligibility per their public pages, checked October 2026. CXPay is unrelated to Coinbase and uses a different account system tied to CoinExchange login.
Map Commerce webhook handlers to CXPay payment.succeeded and rebuild payout reconciliation around wallet deposits instead of Coinbase balances.
Server integrations should create payment intents with Idempotency-Key headers, persist the returned intent ID on your order row, and only mark paid after payment.succeeded verifies on your webhook handler. Test keys let you exercise the full lifecycle without touching live balances. WooCommerce merchants request the official plugin through the contact form and configure API base URL plus webhook secrets before going live.
Assets and networks
Coinbase Business is USDC-focused in public messaging. CXPay supports ETH, BTC, multiple stablecoins on listed EVM chains, and CXCASH—see asset pages for exact network lists.
Merchants who educate payers about exact amounts and quote expiry see fewer support tickets. Publish your accepted assets and networks on your store policy page and link to CXPay asset guides. When customers pay with ETH or BTC, remind them that network fees appear separately from the CXPay merchant fee. For audiences comfortable with Aztec, highlight CXCASH as a gas-free alternative through cxcash.app.
Configure webhook endpoints to receive signed POST requests when payment state changes. Parse the cxpay-signature header, reject stale timestamps outside the five-minute tolerance, and return quickly while processing asynchronously. Failed deliveries retry and may dead-letter; use dashboard delivery logs to diagnose URL typos, TLS issues, or application errors on your side.
Fit and tradeoffs
CXPay fits wallet-native merchants globally who do not need Coinbase custody. Coinbase fits teams already in Coinbase compliance rails with US/SG banking.
Merchants outside the US and Singapore, or without a registered business entity and business bank account, may find that Coinbase Business is not available to them. CXPay sign-up asks only for an email, business name, and payout wallet, so former Commerce users in that position can keep accepting crypto without a banking relationship.
The merchant dashboard and GET /reports/payments help you filter by status and time range. Download GET /exports/payments.csv when finance needs a spreadsheet-friendly view. Pair exports with webhook-driven order updates so internal systems stay aligned with on-chain settlement. Because CXPay does not hold balances, your wallet history and CXPay reports together form the reconciliation trail.
Side-by-side comparison
| Topic | CXPay | Coinbase Business |
|---|---|---|
| Product status | CXPay merchant gateway at cxpay.cash | Commerce replaced by Coinbase Business; Commerce portal closed Mar 31, 2026 |
| Eligibility | Crypto payout wallet; no registered-entity requirement in CXPay sign-up | Registered business entity and business bank account; US and Singapore focus |
| Custody | Non-custodial merchant wallet payout | Custodial Coinbase Business model |
| Fees | 1% / 0.5% CXCASH + $0.30 min | 1% for migrating merchants (public migration messaging) |
| Fiat offramp | Not offered | Fiat offramp available |
| Tron / Solana / Lightning | Documented rails with non-custodial wallet payout | USDC-focused public messaging; confirm other networks on Coinbase |
Explore CXPay
Start accepting crypto payments
Create a merchant account with email, business name, and your payout wallet. No ID documents required.
Sign up freeQuestions about this page
Is CXPay a drop-in Coinbase Business replacement?
Integration paths differ. CXPay offers hosted checkout, API, links, invoices, and WooCommerce via contact. Evaluate feature parity before migrating.
Does CXPay offer fiat settlement?
No. CXPay settles crypto to your wallet only.
Where are competitor fees sourced?
From Coinbase Business public pricing and product pages (per their public pages, checked October 2026).
Can I use CXPay without business verification?
CXPay merchant sign-up does not require KYC/KYB documents as described on our FAQ.