Commerce migration context

If you relied on Coinbase Commerce hosted buttons, validate your new Coinbase Business eligibility per their public pages, checked October 2026. CXPay is unrelated to Coinbase and uses a different account system tied to CoinExchange login.

Map Commerce webhook handlers to CXPay payment.succeeded and rebuild payout reconciliation around wallet deposits instead of Coinbase balances.

Server integrations should create payment intents with Idempotency-Key headers, persist the returned intent ID on your order row, and only mark paid after payment.succeeded verifies on your webhook handler. Test keys let you exercise the full lifecycle without touching live balances. WooCommerce merchants request the official plugin through the contact form and configure API base URL plus webhook secrets before going live.

Assets and networks

Coinbase Business is USDC-focused in public messaging. CXPay supports ETH, BTC, multiple stablecoins on listed EVM chains, and CXCASH—see asset pages for exact network lists.

Merchants who educate payers about exact amounts and quote expiry see fewer support tickets. Publish your accepted assets and networks on your store policy page and link to CXPay asset guides. When customers pay with ETH or BTC, remind them that network fees appear separately from the CXPay merchant fee. For audiences comfortable with Aztec, highlight CXCASH as a gas-free alternative through cxcash.app.

Configure webhook endpoints to receive signed POST requests when payment state changes. Parse the cxpay-signature header, reject stale timestamps outside the five-minute tolerance, and return quickly while processing asynchronously. Failed deliveries retry and may dead-letter; use dashboard delivery logs to diagnose URL typos, TLS issues, or application errors on your side.

Fit and tradeoffs

CXPay fits wallet-native merchants globally who do not need Coinbase custody. Coinbase fits teams already in Coinbase compliance rails with US/SG banking.

Merchants outside the US and Singapore, or without a registered business entity and business bank account, may find that Coinbase Business is not available to them. CXPay sign-up asks only for an email, business name, and payout wallet, so former Commerce users in that position can keep accepting crypto without a banking relationship.

The merchant dashboard and GET /reports/payments help you filter by status and time range. Download GET /exports/payments.csv when finance needs a spreadsheet-friendly view. Pair exports with webhook-driven order updates so internal systems stay aligned with on-chain settlement. Because CXPay does not hold balances, your wallet history and CXPay reports together form the reconciliation trail.

Side-by-side comparison

CXPay vs Coinbase Business (per their public pages, checked October 2026)
TopicCXPayCoinbase Business
Product statusCXPay merchant gateway at cxpay.cashCommerce replaced by Coinbase Business; Commerce portal closed Mar 31, 2026
EligibilityCrypto payout wallet; no registered-entity requirement in CXPay sign-upRegistered business entity and business bank account; US and Singapore focus
CustodyNon-custodial merchant wallet payoutCustodial Coinbase Business model
Fees1% / 0.5% CXCASH + $0.30 min1% for migrating merchants (public migration messaging)
Fiat offrampNot offeredFiat offramp available
Tron / Solana / LightningDocumented rails with non-custodial wallet payoutUSDC-focused public messaging; confirm other networks on Coinbase

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Questions about this page

Is CXPay a drop-in Coinbase Business replacement?

Integration paths differ. CXPay offers hosted checkout, API, links, invoices, and WooCommerce via contact. Evaluate feature parity before migrating.

Does CXPay offer fiat settlement?

No. CXPay settles crypto to your wallet only.

Where are competitor fees sourced?

From Coinbase Business public pricing and product pages (per their public pages, checked October 2026).

Can I use CXPay without business verification?

CXPay merchant sign-up does not require KYC/KYB documents as described on our FAQ.